Privacy Policy

1. Our Commitment to Your Privacy

At Life Insurance, protecting your privacy is fundamental to how we do business. We are committed to safeguarding your personal, financial, and health-related information in accordance with applicable privacy laws and insurance industry standards — including the California Consumer Privacy Act (CCPA).

2. Information We Collect

We may collect the following types of personal information during your interaction with our services:

• Full name, address, phone number, and email
• Date of birth, Social Security Number (SSN), and government-issued ID numbers
• Health and medical history (as needed for underwriting)
• Financial and employment information
• Browser and usage information when you visit our website

3. How We Use Your Information

We collect and use your data for the following purposes:

• To provide personalized insurance quotes and policy recommendations
• To verify identity and prevent fraud
• To underwrite and issue insurance policies
• To process payments and claims
• To comply with legal and regulatory requirements
• To improve our website, customer service, and offerings

4. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share data with the following, strictly for operational purposes:

• Reinsurers and underwriting partners
• Licensed insurance agents or affiliates
• Third-party service providers (e.g., IT, legal, claims management)
• Regulatory authorities, if required by law

All third parties are contractually obligated to maintain confidentiality and data protection standards.

5. Data Security

We maintain physical, electronic, and procedural safeguards to protect your personal data. This includes SSL encryption, firewall protection, secure servers, regular system monitoring, and restricted access to sensitive information.

6. Cookies and Tracking

Our website may use cookies and similar tracking tools to analyze performance and enhance your experience. You can manage or disable cookies through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites.